IDBI Bank Ltd. extended credit facilities to Great Logistic and Parking Services Pvt. Ltd., for which Hemangi Patel and Noopur Patel stood as personal guarantors, executing personal guarantees on October 28, 2010 . The corporate debtor defaulted on repayment of cash credit facilities on March 31, 2016 , leading to the account being classified as a Non-Performing Asset (NPA). The creditor issued a guarantee invocation notice to the personal guarantors on October 24, 2016 . Subsequently, an Original Application (OA) was filed before the Debt Recovery Tribunal (DRT) on March 31, 2017, and a recovery certificate was issued in favor of the creditor on January 25, 2019. A demand notice was issued under Rule 7(1) of the Insolvency and Bankruptcy (Application to Adjudicating

IDBI Bank Ltd. extended credit facilities to Great Logistic and Parking Services Pvt. Ltd., for which Hemangi Patel and Noopur Patel stood as personal guarantors, executing personal guarantees on October 28, 2010 . The corporate debtor defaulted on repayment of cash credit facilities on March 31, 2016 , leading to the account being classified as a Non-Performing Asset (NPA). The creditor issued a guarantee invocation notice to the personal guarantors on October 24, 2016 . Subsequently, an Original Application (OA) was filed before the Debt Recovery Tribunal (DRT) on March 31, 2017, and a recovery certificate was issued in favor of the creditor on January 25, 2019. A demand notice was issued under Rule 7(1) of the Insolvency and Bankruptcy (Application to Adjudicating