# In the matter of Gajender Sharma Vs. Union of India and Anr. Writ Petition(s)(Civil) No(s).825/2020

> SC judgment dated 2020-09-10. Citation: TCN-2020-SC-00033. A batch of writ petitions were filed raising issues concerning the Government of India's and…

- **Court:** SC
- **Order date:** 10 Sept 2020
- **Citation:** TCN-2020-SC-00033
- **Category:** IBC
- **Source page:** https://caseease.in/cases/ibc/supreme-court-of-india/gajender-sharma-vs-union-of-india-and-anr-writ-petition-d48377b1

## Summary

### Background

A batch of writ petitions were filed raising issues concerning the Government of India's and Reserve Bank of India's (RBI) policies during the pandemic, specifically regarding loan moratoriums, interest on interest, and credit rating downgrades. The petitions expressed concerns about the adverse effects on individual borrowers and various sectors. The Government of India was considering the issues in consultation with the RBI and other banks.

## Facts

Several writ petitions were filed before the Supreme Court of India concerning issues arising from the COVID-19 pandemic and related measures taken by the Government of India and the Reserve Bank of India (RBI). These issues included the implementation of loan moratoriums, the charging of interest on interest during the moratorium period, and the downgrading of credit ratings. The petitioners argued that these measures adversely affected individual borrowers and various sectors of the economy. The Government of India was consulting with the RBI and other banks to address these issues. The Indian Bank Association and State Bank of India were also involved, represented by their respective counsel. The petitioners expressed concerns about the impact on individual loans

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## Issues and analysis

### Issue 1: Whether the Government of India's and Reserve Bank of India's policies regarding loan moratoriums, …

**Ratio:** The legal principle is based on the government's and RBI's authority to implement

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**Reasoning:** The court acknowledged that the Government of India and the RBI were considering the

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**Interpretation:** The legal issue involves interpreting the scope of the government's and RBI's

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**Application:** The ratio and reasoning apply to the specific facts by requiring the government

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## Parties

- **Judges:** Ashok Bh…; R. Subhash…; +1 more
- **Appellants:** Gajendra…
- **Respondents:** Union of…

## Timeline

- **2020-08-31 — Status Q…**: The status quo was to…
- **2020-09-10 — Hearing…**: The matters were called…

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